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A financial institution needed to report property home finance loan loan info pursuant to 12 CFR portion 1003 have to involve in its community file a penned detect that the financial institution's HMDA Disclosure Assertion could be received on the Consumer Fiscal Security Bureau's (CFPB's) Internet site at:

signifies the functionality of volunteer services by a bank's or its affiliate's board members or staff, done on behalf from the financial institution, where by People products and services:

(B) The Board evaluates the tiny lender for your evaluation period previous the bank's up coming CRA evaluation pursuant for the Retail Lending Take a look at in § 228.22 and carries on evaluations under this overall performance check for subsequent evaluation durations until the lender opts out.

(2) A nonmetropolitan Center-income census tract is designated as underserved if it meets the criteria for populace dimensions, density, and dispersion that point out the area's populace is adequately tiny, slim, and distant from the populace center that the census tract is probably going to possess issues funding the preset charges of meeting necessary Group requires.

When the Board gets a public remark once the shut day of a bank's CRA examination, It will probably be regarded in reference to the lender's subsequent CRA assessment.

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indicates the time period, typically in calendar years, through which a bank carried out the actions the Board evaluates inside of a CRA assessment, in accordance Along with the Board's tips and processes.

) of this part, The proportion of responsive deposit accounts as compared to complete deposit accounts for yearly with the analysis period.

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) Any increase in the calendar year to an present Local community growth loan that is certainly refinanced or renewed or to an present Local community development investment decision that's renewed;

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